News

The Internal Revenue Service has once again extended the amendment deadline for retirement arrangements impacted by the SECURE 2.0 Act—this time providing welcome relief for IRA custodians, employers, and account holders who are still waiting for official guidance. Under Notice 2026-09, the Internal Revenue Service announced that the deadline to amend IRAs, SEP arrangements, and […]

On January 23, 2026, U.S. Representative John McGuire (VA-05) introduced new legislation aimed at removing one of the biggest barriers to homeownership: access to upfront cash. The proposed Home Savings Act would allow Americans to tap into their retirement savings—without early withdrawal penalties—when those funds are used for a home purchase. For many first-time buyers […]

An Executive Order issued by Donald J. Trump marks a significant policy shift that could reshape how Americans invest through 401(k) and other defined contribution retirement plans. According to an official fact sheet, the Executive Order is designed to increase access to alternative investments—such as private equity, real estate, and digital assets—by directing federal agencies […]

Buying a first home has become dramatically more expensive over the past few decades—and Congress is taking notice. In response to rising home prices, Senators Ruben Gallego (D-AZ) and Todd Young (R-IN) have introduced S. 2867, the Uplifting First-Time Homebuyers Act. The bipartisan proposal aims to modernize long-standing retirement distribution rules to better reflect today’s […]

A bipartisan group of lawmakers has introduced new legislation that could significantly expand retirement planning flexibility—especially for Roth savers and self-employed individuals. Senators John Barrasso (R-WY) and Michael Bennet (D-CO) have introduced the Retirement Rollover Flexibility Act, a bill designed to allow Roth IRA funds to be rolled into employer-sponsored retirement plans, including 401(k) and […]

On August 19, 2022 the the Securities and Exchange Commission (SEC) barred Jonathan Dax Cooke, a former broker accused of fraudulently persuading hundreds of current and former federal employees to liquidate their Thrift Savings Plan accounts in order to purchase variable annuities. The variable annuities charged significantly higher fees and provided Cooke with substantial commissions. […]