Can I Have Employee 401k AND Solo 401k for Contract Work? Watch: How a day-job employee 401k and a Solo 401k for contract work fit together One of the most common questions we field in our daily webinar series is whether you can participate in an employer’s employee 401k at your day job while also […]
Solo 401k Loan vs Withdrawal: Which Costs You Less? (Real Numbers Inside) Watch: A side-by-side breakdown of the true cost of a Solo 401k loan versus a taxable withdrawal Need $50,000 from your Solo 401k? What is it really going to cost you? Accessing your retirement funds isn’t a single choice — it’s a path […]
Interactive Brokers (IBKR) SEP IRA vs. Solo 401k: 2026 Review Watch: 2026 head-to-head comparison of the Interactive Brokers SEP IRA vs. the Solo 401k for solopreneurs For solopreneurs choosing between the Interactive Brokers (IBKR) SEP IRA and a Solo 401k, the headline numbers look identical for 2026: both plans share a $72,000 contribution ceiling. But […]
The Roth Mistake That Could Cost You Everything (Asset Protection) Watch: A side-by-side comparison of Roth Solo 401k vs Roth IRA — asset protection, liquidity, loans, UDFI, and Mega Backdoor Roth funding limits. If you’re a solopreneur making Mega Backdoor Roth contributions, one decision quietly carries enormous consequences: whether to transfer your voluntary after-tax Solo […]
AngelList: How to Invest in Startups Using Your Solo 401k Watch: A walkthrough of how solopreneurs can deploy Solo 401k funds into AngelList startup opportunities. Want to invest in early-stage startups using your retirement dollars? With the right Solo 401k plan, accredited solopreneurs can use their Solo 401k dollars to invest on AngelList — a […]
$72,000 Betterment Roth IRA Hack: How to Supercharge Your Retirement in 2026 Watch: The complete walkthrough of the $72,000 Mega Backdoor Roth Solo 401k strategy for funding a Betterment Roth IRA in 2026. Welcome to the My Solo 401k Financial guide to one of the most powerful retirement strategies available to high-saving solopreneurs in 2026. […]
SoFi SEP IRA vs. Solo 401k: The 2026 Showdown Watch: A side-by-side breakdown of the SoFi SEP IRA versus the Solo 401k for self-employed savers in 2026 If you’re a self-employed solopreneur weighing the SoFi SEP IRA against a Solo 401k for 2026, this showdown is for you. SoFi offers a clean, low-cost SEP IRA […]
Compare Investment Strategies: Taxable vs Roth IRA vs Mega Backdoor Roth Solo 401k When you have money to invest, where you put it matters just as much as how much you invest. In this session, the team at My Solo 401k Financial compares three core strategies side by side: a taxable brokerage account, a Roth […]
The Pro-Rata Trap: Why Solopreneurs With a SEP IRA Need a Solo 401k Watch: How a reverse rollover from a SEP IRA to a Solo 401k unlocks the Backdoor Roth — plus six more reasons to upgrade. If you’re a solopreneur funneling money into a SEP IRA while also trying to make Backdoor Roth IRA […]
Merrill Edge SEP IRA vs. Solo 401k: The 2026 Showdown Watch: A 2026 head-to-head comparison of the Merrill Edge SEP IRA and the Solo 401k from My Solo 401k Financial. Self-employed individuals weighing retirement plan options at Merrill Edge often start with the same question: SEP IRA or Solo 401k? On the surface, both plans […]
