IRA LLC

IRA LLC
Regulations

What Investments are Prohibited in a Self-Directed IRA

August 27, 2026 | By Mark Nolan

What Investments are PROHIBITED in a Self-Directed IRA? One of the biggest advantages of a Self-Directed IRA (SDIRA) is the ability to invest beyond publicly traded stocks — into real estate, private equity, precious metals, cryptocurrency, promissory notes, tax liens, and more. But a Self-Directed IRA isn’t the Wild West. The IRS imposes specific rules […]

IRA LLC
Regulations
Solo 401k

Do You Have to Have a Custodian for a Self-Directed IRA?

March 14, 2026 | By Mark Nolan

One of the most common questions investors ask when exploring alternative investments is: “Do I need a custodian for a self-directed IRA?” The short answer is yes. Under U.S. tax law, every IRA must have an IRS-approved custodian or trustee responsible for holding the retirement assets and reporting activity to the IRS. However, this rule […]

IRA LLC
Solo 401k

Can My Self-Directed IRA Invest in My LLC?

March 5, 2026 | By Mark Nolan

Self-directed retirement accounts open the door to a wide range of alternative investments. Many investors exploring these strategies ask an important question: Can my Self-Directed IRA invest in my LLC? The short answer is yes — but only under specific conditions. Understanding the IRS prohibited transaction rules is critical before moving forward. In many cases, […]

IRA LLC

Who Owns the LLC in a Self-Directed IRA?

January 31, 2026 | By Mark Nolan

One of the most common—and most misunderstood—questions in self-directed retirement planning is: Who actually owns the LLC in a self-directed IRA structure? This distinction is critical. Ownership determines control, compliance, tax treatment, and prohibited transaction risk. If structured incorrectly, the entire IRA can be disqualified, triggering taxes and penalties. Let’s break this down clearly. Watch: […]

IRA LLC

Can You Move a 401(k) to a Self-Directed IRA Without Penalty?

January 27, 2026 | By Mark Nolan

Many retirement savers eventually reach a point where they want more control over how their retirement funds are invested. A common question we hear is: Can I move my 401(k) to a self-directed IRA without triggering taxes or penalties? The short answer is yes—if the rollover is done correctly and you meet certain eligibility requirements. […]

IRA LLC
Regulations

Understanding General Creditor Protection for IRAs: What You Need to Know

July 24, 2025 | By Mark Nolan

When planning for retirement, many individuals focus on contribution strategies, investment choices, and tax advantages. However, one critical but often overlooked consideration is the level of protection your IRA (Individual Retirement Account) has against general (non-bankruptcy) creditors. An example of a general creditor is a lawsuit or a court judgment. IRAs and General Creditor Risk […]

IRA LLC
Regulations

Bankruptcy Protection for IRAs Including Self-Directed IRAs – What You Need to Know

July 21, 2025 | By Mark Nolan

Retirement savings are one of the most important financial pillars in any person’s long-term plan. Whether you’re investing through an IRA or a 401(k), protecting those assets from creditors—especially in the event of bankruptcy—is critical. The good news is that many retirement accounts, including IRAs, enjoy strong legal protections. But it’s important to understand the […]

IRA LLC
Regulations
Solo 401k

Distribute Funds from a Roth IRA that Were Previously Converted from a Voluntary After-Tax 401k Including a Voluntary After-Tax Solo 401k

March 20, 2024 | By Mark Nolan

Roth IRA distributions are either qualified or nonqualified. For a qualified Roth IRA distribution, all distributions are tax free which means that you have had the Roth IRA for both 5 years and are age 59 1/2 or older at the time of the distribution. One exception is for Roth IRA contributions, those can always […]

IRA LLC
Solo 401k

Custodian of Solo 401k vs Custodian of IRA Who is the Custodian of my retirement account?

March 12, 2024 | By George Blower

Harvard Law Attorney George Blower reviews the differences between the custodian of Solo 401k vs the custodian of an IRA.

IRA LLC
Regulations
Solo 401k

IRC Sec. 4975(e)(2)

March 8, 2024 | By Mark Nolan

A disqualified person for both solo 40k and IRA:  A) a fiduciary (e.g., the plan administrator); (B) a person providing services to the plan (e.g., the trustee or custodian); (C) an employer any of whose employees are covered by the plan (this generally includes the owner of a business that establishes a qualified retirement plan); […]

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  • About MySolo401k

    We help our clients take control of their retirement money. Our products and services provide our clients the freedom to invest their retirement savings in their own business as well as alternative investments such as real estate, private companies, promissory notes, precious metals, tax liens and equities.
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