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SBA 7a Loans
Funding Amount
- $50,000 to $5 million
Term
- Up to 25-year amortization
Time to Approve
- Days
Time to Fund
- Weeks (NOT months)
Interest Rates
- Prime + 1.75% to 2.75%
Debt-service coverage
- Minimum Preferred Ratio: 1.00x – 1.15x
Credit Score
- 650+ preferred credit
- Lower credit may be considered on a case-by-case basis with strong compensation factors