Small Business Administration (SBA) 7(a) Loans


SBA 7a Loans

Funding Amount

  • $50,000 to $5 million


  • Up to 25-year amortization

Time to Approve

  • Days

Time to Fund

  • Weeks (NOT months)

Interest Rates

  • Prime + 1.75% to 2.75%

Debt-service coverage

  • Minimum Preferred Ratio: 1.00x – 1.15x

Credit Score

  • 650+ preferred credit
  • Lower credit may be considered on a case-by-case basis with strong compensation factors

Additional Financing Options