Fund Your Business with a 401k – Processing Time

If I elect to use my retirement funds (e.g., 401k, IRA, etc.) to fund my franchise or other small business, how long will the process take?


While the required time will vary, the 401k business financing process generally takes 2-3 weeks. Typically, the biggest source of any delay will be on the part of your current retirement account provider in rolling over your retirement funds to your new 401k account. As we have experience with the rollover process of most of the major providers, our assistance can be instrumental in minimizing any delay.