IRS Joint Life Expectancy Table for Solo 401k Required Minimum Distributions (RMD)

Using the joint life expectancy table generally results in a lower RMD amount. This table applies for distribution calendar years beginning on or after January 2, 2022. Use the IRS joint life expectancy table to calculate your annual solo 401k required minimum distribution (RMD) If you have a spouse who’s more than 10 years younger than you, and your spouse is listed as the sole beneficiary of your solo 401k account.

CLICK HERE to view the solo 401k joint life expectancy table.

You may also use the My Solo 401k Financial on-line RMD calculator to calculate your RMD.

About Mark Nolan

Each day I speak with energetic entrepreneurs looking to take the plunge into a new venture and small business owners eager to take control of their retirement savings. I am passionate about helping others find their financial independence. Having worked for over 20 years with some of the top retirement account custodian and insurance companies I have a deep and extensive knowledge of the complexities of self-directed 401ks and IRAs as well as retirement plan regulations. Learn more about Mark Nolan and My Solo 401k Financial >>


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