IRS Uniform Lifetime Table for Solo 401k Required Minimum Distributions (RMD)

This table applies for distribution calendar years beginning on or after January 2, 2022. Use the IRS uniform lifetime table to calculate your annual solo 401k required minimum distribution (RMD) if you are single, or if married and your spouse is the beneficiary of the solo 401k and is NOT more than 10 years younger than you.

CLICK HERE to view the solo 401k uniform lifetime table.

You may also use the My Solo 401k Financial on-line RMD calculator to calculate your RMD.

To calculate your annual solo 401k RMD, the IRS uses a formula that includes the total balance of your solo 401k plan, your age, and your life expectancy. It then divides your balance total by your life expectancy factor to determine the amount you must distribute from your solo 401k. (Your life expectancy factor is the age to which you’re expected to live given your current age.). Your RMD life expectancy factor changes every year, resulting in a different RMD amount each year.

About Mark Nolan

Each day I speak with energetic entrepreneurs looking to take the plunge into a new venture and small business owners eager to take control of their retirement savings. I am passionate about helping others find their financial independence. Having worked for over 20 years with some of the top retirement account custodian and insurance companies I have a deep and extensive knowledge of the complexities of self-directed 401ks and IRAs as well as retirement plan regulations. Learn more about Mark Nolan and My Solo 401k Financial >>


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