Regulations

Can I transfer a Roth IRA consisting of Roth 401k funds to a Roth Solo 401k

October 16, 2014 | By Mark Nolan

QUESTION: After I transfer/rollover a Designated Roth Solo 401k to a Roth IRA, can I later transfer the Roth IRA to a Roth Solo 401k?

ANSWER: No because the same rule outlined in IRS Publication 590 restricting the rollover/transfer of a Roth IRA to a Solo 401k Roth applies, even if the funds originated from a Designated Roth Solo 401k.

Also, click here to view chart published by the IRS that further confirms a Roth IRA cannot be transferred to a 401k.

About Mark Nolan

Each day I speak with energetic entrepreneurs looking to take the plunge into a new venture and small business owners eager to take control of their retirement savings. I am passionate about helping others find their financial independence. Having worked for over 20 years with some of the top retirement account custodian and insurance companies I have a deep and extensive knowledge of the complexities of self-directed 401ks and IRAs as well as retirement plan regulations. Learn more about Mark Nolan and My Solo 401k Financial >>

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