QUESTION:
Can the Roth self directed solo 401k (CONTAINING real estate investment) be ROLLED OVER into a self-directed Roth IRA prior to 70 ½ to avoid the RMD requirement?
ANSWER:
Yes based on current regulations as of the date of this blog post. However, if you have had the Roth 401k for less than 5 years at time of rollover, the ROTH IRA 5 year clock would apply. Therefore, if you have had the Roth IRA for 5 years the Roth IRA clock would have already been met. But if you are opening the Roth IRA for the first time at the time that the Roth solo 401k is being transferred to the Roth IRA, the 5 year clock would start over again.
