Florida Solo 401k Plan

The first 401k plan was offered as a result of the Employment Retirement Income Act 1974 (ERISA). A Florida Solo 401k, just like all 401ks, is approved by the IRS, not the state of Florida. Therefore, federal rules govern Solo 401k in Florida not state law.

While all 401ks are for those employed to save for retirement, a Solo 401k is for the self-employed with no full time employees. Commonly both spouses participate in the Solo 401k or both business partners since Solo 401k is for maximum of two (2) participants.

Florida Solo 401k Plan Highlights

Shielded from Creditors: Since Solo 401k or self-directed 401k falls under federal code (ERISA) and 401k anti-alienation protection, your retirement assets are shielded from creditors in the State of Florida.

Approved by IRS: Ultimately all 401ks including Solo 401k are approved by the IRS through the issuance of an IRS Opinion Letter.

Solo 401k Checkbook Control: Since we name you Trustee of your Solo 401k Plan and our Solo 401k plan document allows for investing in both equities (mutual funds and stocks), and alternative investments (real estate, notes, precious metals, tax liens, private business, etc.) by writing a check, we will assist you in opening Solo 401k checking account at your local bank or credit union in the State of Florida.

Register With State QUESTION:

Do you know if would need to register my Solo 401K as a Foreign LLC in Florida. I bought a property in FL, and getting the state license and then the city tax license, but not sure if I also have to register as a Foreign LLC, since my LLC is a Delaware LLC, but not sure if because it is a Solo 401K that the same rules apply.


No, the Solo 401k is not a registered entity therefore the Solo 401k would not need to be registered in the state of Florida for any other state.


Additional Information:

IRS Solo 401k

Ameritrade Solo 401k

Schwab Solo 401k

Fidelity Solo 401k

Solo 401k Checkbook Control

Solo 401k Real Estate

Solo 401k None-recourse loan

​Gold Solo 401k

​What is a Solo 401k

SOLO 401(K)